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Current Discount Mortgage Rates: |
| PROGRAM | INTEREST RATE* | POINTS | APR** | LOCK PERIOD |
| 30 Yr. Home Affordable Program 105% | 5.5% | 1.0% | 5.798% | 45 Days |
| 30 Year High Balance | 5.25% | 0.0% | 5.387% | 45 Day |
| 30 Year Fixed 102% USDA | 5.0% | 2.0% | 5.430% | Restrictions Appl |
| 30 Year Fixed Special | 5.0% | 0% | 5.219% | Restrictions Apply |
| 1 month Libor Arm | 2.75% | 1.0% | 3.657% | 45 Day |
| 15 Year Fixed | 4.5% | 0.0% | 4.682% | 45 Day |
| 40 Year Fixed | 5.25% | 0.0% | 5.448% | 45 Day |
| 3/1 ARM I/O | 3.5% | 1.0% | 3.769% | 45 Day |
| 5/1 ARM I/O | 3.75% | 1.0% | 3.987% | 45 Day |
| 7/1 ARM | 4.25% | 1.0% | 4.536% | 45 Day |
| 30 Year Fixed FHA/VA | 4.75% | .50% | 4.921% | 45 Day |
| 30 Yr Fixed FHA HBLP | 5.25% | 0.0% | 5.429% | 45 Day |
| 6 month Libor ARM | 3.25% | 1.0% | 4.032% | 45 Day |
| 15 Year FHA Fixed HBLP | 4.75% | 0.0% | 4.803% | 45 Day |
*Rates,Fees and Programs are subject to change and cancel without notice section 226.2 Regulation Z
**APR assumes $165,000 mtg. 20% down.*Minimum credit score 660,APR will be higher with PMI
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