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Current Discount Mortgage Rates: |
| PROGRAM | INTEREST RATE* | POINTS | APR** | LOCK PERIOD |
| HELOC 20 YR Term | 4.99% | 0.00% | 5.054% | NO COST LOAN |
| 30 Yr Fixed Term Option Arm | 1.95% | 0.00% | 6.265% | 60 Day Start Rate |
| 30 Year Fixed* | 5.25% | 3.0% | 5.907% | Restrictions Apply |
| 30 Year Fixed | 5.75% | 3.0% | 6.021% | 45 Day Lock |
| 20 Year Fixed | 5.5% | 3.0% | 5.896% | 30 Day |
| 15 Year Fixed | 5.0% | 3.0% | 5.498% | 30 Day |
| 40 Year Fixed | 6.125% | 2.5% | 6.498% | 30 Day |
| 3/1 ARM Interest Only | 4.875% | 3.0% | 5.327% | 30 Day |
| 5/1 ARM Interest Only | 5.375% | 2.5% | 5.788% | 30 Day |
| 7/1 ARM Interest Only | 5.75% | 2.5% | 5.907% | 30 Day |
| 30 Year Fixed FHA/VA | 5.875% | 2.0% | 6.342% | 60 day |
| 30 Yr Fixed NON -Jumbo | 6.0% | 3.0% | 6.548% | 30 Day |
| 15 Yr Fixed NON- Jumbo | 5.5% | 3.0% | 5.870% | 45 day |
| 30 Year Jumbo | 6.5% | 1.0% | 6.899% | 60 Day |
*Rates,Fees and Programs are subject to change and cancel without notice section 226.2 Regulation Z
**APR assumes $165,000 mtg. 20% down.*Minimum credit score 660,APR will be higher with PMI
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